Life Insurance

We know that you can’t put a dollar amount on your family, but you can safeguard their financial security with a life insurance policy. 

With a life insurance policy, you can help your family:

  • Maintain their current standard of living.
  • Pay off debts, estate taxes, and final expenses.
  • Create a fund for college education.
  • Create a fund for a family member with special needs.
  • Protect their dreams for the future.

What is the best type of life insurance?

It really varies from person to person. Each type of life insurance comes with its own set of benefits. The right policy depends on your unique situation.

Term life policies are set up to cover you for a specific period of time. The most common term policies cover for fifteen to twenty years. Depending on your age, your premium will initially be low and increase with time. Some term life policies even offer the option to convert to a whole life policy when the policy is set to expire.

Whole life covers you for the course of your life, even if you live to be 100 years old! A whole life insurance policy builds cash value that you may borrow against in times of need.

Universal life insurance is similar to whole life insurance, but offers a greater degree of flexibility. You select the amount of life insurance and premium payments subject to policy minimums.

No matter the situation, it is important to know what type of policy best suits your needs, the amount of coverage desired, and most importantly, who the beneficiary will be.

We're here to help

Our first priority is helping you take care of yourself and your family. Please do not hesitate to contact us if you are interested in a life insurance policy to secure your family's future.

We are always happy to review your situation, assess your needs, and find a policy that works for you - whether that be a term, whole life, or universal life insurance policy.