Contractors Insurance

Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages that vary from job to job.

We understand that you need to stay focused on the work, not the risks you face every day. Our goal is to find you the best commercial insurance solution for you and your business. If we can help you meet the needs of you business, we can help put your mind at ease.

The type of contracting business you own, number of employees, and type of work all have an impact on the types of protection you may need. That's one of the reasons why we work with a variety of commercial insurance carriers. Working with different carriers means we can find the policy best-suited for your business.

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.

Our insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

Any person or business working in construction trades: building construction, heavy construction or home improvement. We offer coverage for every trade, including:

• Artisan insurance
• Carpenter insurance
• Construction insurance
• Contractors insurance
• Developer insurance
• Electrician insurance
• Handyman insurance
• Home builder insurance
• Masonry insurance
  
• Plumber Insurance
  
• Renovation insurance
  
• Roofing contractor insurance
• Security company insurance
  
• Welding insurance
  
• And more…

There is no one-size-fits-all insurance policy when it comes to your business. But every contractors insurance policy should at least include:  

• General liability covers any bodily injury or property damage for which you may be held liable. This coverage is required to register for your contractors license in most states.
• Property in transit covering equipment and losses to goods stored (on or off your premises), or being transported to or from your premises.
• Workers Compensation can replace lost wages, pay medical treatment, as well as protecting your business assets should an employee suffer injury.
• Trucks and other commercial vehicles to pay for any claims resulting from an employee’s accident while driving a company vehicle, or their own vehicle while on company time.
• Errors and omissions covering any claims for negligence or other mistakes resulting in a loss to the customer during business activities.
  

If your contractors insurance misses any one aspect of this protection, your job and your company could be at serious risk.