You work hard to achieve your dreams, so it makes sense to insure yourself, your family, and your assets with the ultimate level of protection. That’s where umbrella insurance comes in.
Umbrella insurance is an extension of your auto or homeowners policies—it acts like a second layer of liability protection.
Your umbrella policy kicks in when your primary policy benefits have been exhausted or in situations that aren’t covered by your primary policies. For example, if you have $300,000 of liability coverage on your auto policy and a $1 million umbrella policy, your total auto liability coverage increases to $1.3 million.
In an accident with serious injuries, litigation costs can add up quickly. An umbrella policy can help cover defense costs, attorney fees, and medical expenses—costs that might not be covered by your auto or home policies.
Give us a call at 509-327-1658 to learn more about umbrella coverage.